hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage

hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage

  1. If you bought a second apartment after 01.01.2014, then you can. Letter of the Federal Tax Service of Russia BS-4-11 / 8666 from 21 May 2015
  2. Received a deduction from 75 t. R. when buying an apartment in 2004 year, 9 thousand p. I bought a second apartment in a DDU (an equity participation in construction contract) in 2013 on the mortgage, but the ownership was received in 2014. Do I have the right to a tax deduction from the purchase of an apartment and from the interest paid on a mortgage
  3. As I recall, a deduction from interest on a mortgage can be obtained every time you take out a mortgage.
  4. No - you can not ... Amendments to the law will affect only those who buy property in 2014 year ...
  5. Tax deduction for the second time. The need for changes in the law on tax deduction is
    with the fact that in most regions of Russia the cost of housing is below two
    million rubles. This means that when buying an apartment it is impossible
    take advantage of the maximum tax deduction. If we turn to
    after deduction once, then the right to deduction is considered used. That's
    remains the majority of home buyers, or settle for small
    deduction, or wait for a more expensive purchase. Agree, this is
    not fair. This imbalance in the legislation has been eliminated. Since 1 January 2014, the tax deduction is tied to the taxpayer, and not to the apartment that he bought. Strictly speaking, to say that a tax deduction can be received repeatedly
    is incorrect. The right to a tax deduction remained one-time. The
    every taxpayer can receive a tax once in a lifetime
    a privilege when buying an apartment, a room, a share of 2 million rubles.
    But for this tax benefit you can apply when buying a second,
    third apartment, if after the purchase of the first deduction of 2 million is not
    used overall. . This important amendment allows all participants to share and joint
    property to exercise its right to a maximum deduction. When
    buying an apartment in shares, each owner can now get his own
    part of the deduction proportional to the share in the right, and then on subsequent
    transactions your deduction to collect. When you buy in a joint
    property deduction can be distributed among co-owners by
    agreement, while the party that refuses to receive
    deduction in favor of another, its right to deduct will not be lost, as before, but
    will be able to use the tax deduction later.
    Tax deduction for interest on mortgages. When buying an apartment on a mortgage, you can return not only 13% of the cost
    apartment (but not exceeding 2 million rubles), but also 13% of interest,
    paid to the bank for using the loan. Changes in the law on tax deductions limited the maximum amount for interest payments of 3 million rubles. That is, before the adoption of amendments can return 13% of the total overpayment
    credit, after acceptance only from the amount not exceeding 3 million rubles.
    It is important that the return of personal income tax on interest can be made only on
    one object. That is, it will not happen twice to buy an apartment in a mortgage,
    and get a deduction for interest on the mortgage when buying a second apartment,
    if before you deducted the interest on interest. Who can apply for a tax deduction again. And now the most sad. All those who waited for this law in the hope of
    get your unused until the end of the deduction, this possibility is not
    will receive. That is, if you have already received a deduction for the purchase, even if
    insignificant, your one-time right to a deduction is considered
    used. Also you can not receive a deduction separately for mortgage
    Interest in a new transaction, if you have already received a deduction separately for the purchase
    in the old transaction. For all those who: received ownership of the purchased apartment before 1 January 2014 year and have never used a deduction
    The rules of the old legislation apply, that is, the tax deduction remains tied to the real estate object. This means that to fully use its right to
    The buyers who will receive the property right and will claim their right to deduct after 1 January 2014 year will be able to deduct. But the deduction of interest on the mortgage can be obtained from all
    amount, and not only with 3 million rubles, if the loan agreement is concluded before 1
    January 2014 year, regardless of the date when the buyer will apply
    after deduction.


Related news

Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage Hello, I took a deduction from the first apartment whether I can take from the second apartment the interest of the bank apartment under the mortgage